Direct File Referrals

Relieve your team of excessive caseloads while improving recovery performance and maintaining superior customer satisfaction.

Managing a cross-border recovery strategy requires navigating a maze of varying statutes and local ordinances. Allied Recovery Solutions acts as a seamless extension of your team, applying rigorous compliance standards to every referral across all 50 states.

Our specialized workflow handles the ‘heavy lifting’ of technical recoveries—including sovereign immunity challenges and accelerated municipal timelines—that often stall internal departments. This allows your staff to focus on high-velocity claims while we secure the recoveries that require specialized jurisdictional expertise and dedicated follow-through.

Why Choose Allied for Direct File Referrals?

When you partner with Allied Recovery Solutions, you gain a trusted extension of your claims department. Our experienced recovery professionals manage your time-intensive subrogation files from start to finish, using proven processes and advanced analytics to ensure consistent results.

We take over the most complex or time-consuming cases:

Our forensic review is completely risk-free. We operate on a contingency basis for all closed file reviews.
By outsourcing these challenging cases, your internal adjusters can focus on high-yield recoveries, improving both efficiency and profitability.

Increase Recovery Rates and Close Files Faster

Every day a file goes untouched, the opportunity to recover funds — and return the policyholder’s deductible — decreases.

Directly referring files to Allied ensures your claims are actively pursued and managed for maximum recovery potential.

Maximized

Recovery Potential

Direct File Referrals FAQs

At what point in the claim lifecycle should a file be referred for subrogation?

As soon as third-party liability is identified—even if the claim is still open. The most successful recoveries happen when the investigation is fresh. Waiting until a file is closed can lead to "evidence cold-spots" where witnesses disappear or salvage is disposed of. Allied Recovery Solutions can accept referrals at any stage, allowing us to run a parallel investigation that preserves your right to recover while you focus on settling the first-party claim.

Is there a minimum dollar threshold for direct referrals?

We believe every dollar counts. While many firms only look at "high-dollar" losses, Allied Recovery Solutions understands that a high volume of small-balance recoveries significantly impacts your aggregate loss ratio. Our streamlined digital intake process allows us to handle smaller property or collision files with the same efficiency as complex, multi-million dollar losses.

Once a file is referred, does the adjuster still maintain control over the settlement?

You set the guardrails. Allied acts as a seamless extension of your team. You can choose a "Full Authority" model where we pursue the maximum recovery autonomously, or a "Consultative" model where any settlement offers below a certain percentage are brought to your adjuster for final approval. Our real-time reporting ensures you always have 24/7 visibility into the status of every referred file.

Why should we refer our Long Island municipal claims to a specialist?

Municipalities and public authorities on Long Island, such as the Town of Hempstead or local utility providers, operate under strict "Notice of Claim" statutes. In New York, you generally have only 90 days from the date of the incident to file a formal notice. Referring these files early ensures that these narrow windows are protected, as missing this deadline typically results in a permanent loss of recovery rights.

Can you handle the specialized documentation for NY Loss Transfer referrals?

Yes. A common reason for referral is the technical complexity of Section 5105 Loss Transfer claims. Winning these cases requires proving a vehicle meets the 6,500 lb unloaded weight requirement. We handle the process of securing certified weight records from the DMV and ensuring all No-Fault ledgers are properly itemized for New York arbitration forums.

Do you accept referrals for "closed file" reviews in the New York market?

Absolutely. Many New York carriers refer closed portfolios to us to identify missed Loss Transfer or livery vehicle opportunities that were overlooked during the initial adjustment. Given the unique "vehicle for hire" rules in the New York metropolitan area, these secondary reviews often uncover significant unrecovered capital.

Ready to Optimize Your Workflow?

Contact us today to learn how our Direct File Referral Services can help streamline your operations and boost your bottom line.

Our Guarantee

Our forensic review is completely risk-free. We operate on a contingency basis for all closed file reviews.